<div class="az-element az-container glazed" data-az-type="node|page" data-az-name="1057|body" data-az-human-readable="Ym9keSBvbiBwYWdlICYjMDM5OzM4w6htZSBDb25jb3VycyBJbnRlcm5hdGlvbmFsIGRlcyBNw6ltb2lyZXMgZGUgbCYjMDM5O8OJY29ub21pZSBldCBkZSBsYSBGaW5hbmNlJiMwMzk7" data-az-mode="dynamic">
<div class="az-element az-section" style="" data-az-id="gbsuvemiac" data-azat-pid="gbdbgczr3b" id="gbdbgczr3b" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-text" style="" id="gbfqj7b25m"><h1 style="text-align: center;"><span style="color:#03989e;"><strong>38&egrave;me&nbsp;Concours International<br>des M&eacute;moires de l'&Eacute;conomie et de la Finance</strong></span></h1></div></div></div><div class="az-element az-section" style="" data-az-id="gbjgj8zsek" data-azat-pid="gbeful0vbn" id="gbeful0vbn" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-image text-center" id="gbswfse1oi"><img class="az-image-content " src="" alt="" title="" style="margin-top: 20px; margin-bottom: 20px; width: 70%;"></div></div></div><div class="az-element az-section" style="" data-az-id="gbodn3hzi3" data-azat-pid="gbzx67h94m" id="gbzx67h94m" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-button text-right" id="gbd4hmefu5"><a href="https://professionsfinancieres.com/38th-International-Master-Thesis-Comp... type="button" class="az-button-content btn stpe-borderbutton glazed-util-border-black glazed-util-color-black glazed-util-hover-border-black glazed-util-hover-color-white glazed-util-hover-background-black " style="color:#ffffff;border-color:#ce8d3d;background-color:#ce8d3d;" target="_blank">English version</a></div></div></div><div class="az-element az-section" style="" data-az-id="gbwldmemyo" data-azat-pid="gbejxx7pkr" id="gbejxx7pkr" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-section" style="" data-az-id="gbdue8gfou" data-azat-pid="gbs8afytdp" id="gbs8afytdp" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-image text-center" id="gbn4asa6uf"><img class="az-image-content " src="" alt="" title="" style="margin-top: 20px; margin-bottom: 20px; width: 70%;"></div></div></div></div></div><div class="az-element az-section" style="" data-az-id="gbjskiqlsf" data-azat-pid="gbqwrz3xqi" id="gbqwrz3xqi" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-image" id="gbde1v06fn"><img class="az-image-content " src="https://professionsfinancieres.com/sites/professionsfinancieres.com/file... alt="" title="" style="width: 100%;"></div></div></div><div class="az-element az-section" style="" data-az-id="gbiorujw2a" data-azat-pid="gbitylerbi" id="gbitylerbi" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-section" style="" data-az-id="gbhvqb907m" data-azat-pid="gbcxy5yerr" id="gbcxy5yerr" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-text" style="" id="gb1kj8j3uc"><h2 style="text-align: center;"><span style="font-size:36px;"><font color="#03989e">Inscriptions du 01/09/2026 au 31/12/2026</font></span></h2></div></div></div></div></div><div class="az-element az-section" style="" data-az-id="gbtn4b74x1" data-azat-pid="gbg5f4e296" id="gbg5f4e296" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-row row az-row--sm" style="" id="gb3hku4eyy"><div class="az-element az-ctnr az-column col-sm-4" style="" id="gb2pkxq6jm"><div class="az-element az-button az-button-content text-center hover-style-gbc43p81g0" id="gbpdt7qarq"><button type="button" class="btn stpe-borderbutton glazed-util-border-black glazed-util-color-black glazed-util-hover-border-black glazed-util-hover-color-white glazed-util-hover-background-black glazed-shadow-hover-2" style="margin-top:20px;margin-bottom:20px;color:#ffffff;border-color:#03989e;background-color:#03989e;">Livret du 38&egrave;me CIMEF</button></div></div><div class="az-element az-ctnr az-column col-sm-4" style="" id="gbhegm7ctu"><div class="az-element az-button text-center hover-style-gb0jxgjvxp" id="gb0jxgjvxp"><a href="https://professionsfinancieres.com/sites/professionsfinancieres.com/file... type="button" class="az-button-content btn stpe-borderbutton glazed-util-border-black glazed-util-color-black glazed-util-hover-border-black glazed-util-hover-color-white glazed-util-hover-background-black glazed-shadow-hover-2" style="margin-top:20px;margin-bottom:20px;color:#ffffff;border-color:#d36b04;background-color:#d36b04;" target="_blank">Dossier d'inscription</a></div></div><div class="az-element az-ctnr az-column col-sm-4" style="" id="gbys0icygq"><div class="az-element az-button text-center hover-style-gb6s1yt7xp" id="gb6s1yt7xp"><a href="https://professionsfinancieres.com/sites/professionsfinancieres.com/file... type="button" class="az-button-content btn stpe-borderbutton glazed-util-border-black glazed-util-color-black glazed-util-hover-border-black glazed-util-hover-color-white glazed-util-hover-background-black glazed-shadow-hover-2" style="margin-top:20px;margin-bottom:20px;color:#ffffff;border-color:#03989e;background-color:#03989e;" target="_blank">R&egrave;glement du Concours</a></div></div></div></div></div><div class="az-element az-section" style="" data-az-id="gb7z53jkl7" data-azat-pid="gbzr3n6oz4" id="gbzr3n6oz4" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-text" style="" id="gbmijv7w8l"><h2 style="text-align: center;"><span style="color:#03989e;"><span style="font-size:28px;"><b><span style="line-height:115%"><span style='font-family:"Segoe UI",sans-serif'>INVESTIR L&rsquo;AVENIR : REPENSER LE RISQUE, LA VALEUR ET LA PERFORMANCE</span></span></b></span></span></h2></div></div></div><div class="az-element az-section" style="margin-top:20px;" data-az-id="gbz8qo8wqv" data-azat-pid="gbue3k77w1" id="gbue3k77w1" data-azb="az_section" data-azat-style="margin-top:20px;"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-text" style="" id="gbxvblvxcz"><p style="text-align:justify; margin-bottom:13px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'>Confront&eacute;e &agrave; un monde marqu&eacute; par les conflits, par une guerre qui s&rsquo;&eacute;ternise aux fronti&egrave;res de l&rsquo;Union Europ&eacute;enne, par le bouleversement des rapports de force mondiaux, l&rsquo;Europe doit plus que jamais investir dans l&rsquo;avenir&nbsp;: l&rsquo;intelligence artificielle, la ma&icirc;trise de ses donn&eacute;es, les d&eacute;fis &eacute;nerg&eacute;tiques et industriels, la s&eacute;curisation de ses approvisionnements, le d&eacute;veloppement d&rsquo;une technologie ind&eacute;pendante et comp&eacute;titive, la poursuite de la mutation &eacute;cologique sans compromettre son agriculture qui doit assurer l&rsquo;autonomie alimentaire sont les enjeux actuels et de demain. Pour y r&eacute;pondre, une finance performante orientant l&rsquo;&eacute;pargne vers les besoins de demain et permettant la poursuite et l&rsquo;adaptation d&rsquo;un mod&egrave;le social protecteur est fondamentale.</span></span></span></span></p><p style="text-align:justify; margin-bottom:13px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Attentif &agrave; ces sujets, le Jury du 38<sup>&egrave;me </sup>Concours r&eacute;compensera les meilleurs m&eacute;moires (Master 1 et 2) en &Eacute;conomie et en Finance, en fran&ccedil;ais ou en anglais, approfondissant un des th&egrave;mes suivants et d&eacute;bouchant sur des propositions concr&egrave;tes&nbsp;:</span></span></span></span></span></p><ul style="list-style-type:square"><li style="text-align: justify; margin-left: 8px;"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">La place et le r&ocirc;le des &Eacute;tats, des organismes internationaux dans un contexte g&eacute;opolitique et commercial boulevers&eacute; </span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Le poids et la gestion de la dette, les traitements de l&rsquo;inflation, la stabilit&eacute; financi&egrave;re, le r&ocirc;le des monnaies&nbsp;; monnaies &eacute;lectroniques et nouveaux modes de paiement</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">L&rsquo;&eacute;valuation et la ma&icirc;trise des risques par les Banques, l&rsquo;Assurance,</span></span><span style='font-family:"Segoe UI",sans-serif'> la Gestion d&rsquo;actifs, <span style="color:black">les nouvelles formes de cr&eacute;dit, la mobilisation de l&rsquo;&eacute;pargne dans le long terme</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Les financements des infrastructures et des priorit&eacute;s strat&eacute;giques (r&eacute;industrialisation, d&eacute;fense, &eacute;nergie, eau, mati&egrave;res premi&egrave;res, technologie)&nbsp;; la gestion des transitions climatique et &eacute;cologique face aux contraintes</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Les financements de la recherche et de l&rsquo;innovation et les enjeux en termes de souverainet&eacute;, de comp&eacute;titivit&eacute; et de productivit&eacute;</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">L&rsquo;IA, la ma&icirc;trise des donn&eacute;es, la cybers&eacute;curit&eacute;</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Les services aux populations et leurs financements (sant&eacute;, d&eacute;pendance, &eacute;ducation, formation, ch&ocirc;mage, retraite, &hellip;)&nbsp;; les imp&eacute;ratifs de la d&eacute;mographie</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Les nouveaux modes de travail et d&rsquo;emploi, la place de l&rsquo;humain</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">La gestion des territoires, des bassins de vie et de leurs priorit&eacute;s, les transports, la s&eacute;curit&eacute;, le sport, la culture</span></span></span></span></span></li><li style="text-align:justify; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Les incidences de la fiscalit&eacute; et de la s&eacute;curit&eacute; juridique, les domaines de la souverainet&eacute;</span></span></span></span></span></li><li style="text-align:justify; margin-bottom:13px; margin-left:8px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Les enjeux de la normalisation r&eacute;glementaire et comptable, la mise en place de la comptabilit&eacute; extra financi&egrave;re et de l&rsquo;ESG</span></span></span></span></span></li></ul><p style="margin-left:24px; text-align:justify; margin-bottom:13px"><span style="font-size:18px;"><span style="line-height:115%"><span style='font-family:"Aptos",sans-serif'><span style='font-family:"Segoe UI",sans-serif'><span style="color:black">Dans cette perspective, nous invitons tous les &eacute;tudiants en Master 1 ou Master 2 dont le th&egrave;me de m&eacute;moire r&eacute;pond &agrave; l&rsquo;une ou l&rsquo;autre de ces suggestions avec une vision port&eacute;e sur l&rsquo;avenir, de soumettre leur candidature au 38<sup>&egrave;me</sup> Concours International des M&eacute;moires de l&rsquo;&Eacute;conomie et de la Finance, dont les inscriptions ouvriront d&egrave;s le mois de septembre.</span></span></span></span></span></p></div></div></div><div class="az-element az-section" style="margin-top:40px;" data-az-id="gba4eqe9bv" data-azat-pid="gbdb8lgo7u" id="gbdb8lgo7u" data-azb="az_section" data-azat-style="margin-top:40px;"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-text" style="" id="gbjnid4bgq"><h2 style="text-align: center;"><span style="color:#03989e;">Les partenaires du Concours</span></h2></div></div></div><div class="az-element az-section" style="" data-az-id="gb8oig65r3" data-azat-pid="gbipjz5rf4" id="gbipjz5rf4" data-azb="az_section"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-image text-center" id="gbfhy7ovk6"><img class="az-image-content " src="https://professionsfinancieres.com/sites/professionsfinancieres.com/file... alt="" title="" style="margin-top: 20px; margin-bottom: 20px; width: 100%;"></div></div></div><div class="az-element az-section" style="margin-top:20px;margin-bottom:20px;" data-az-id="gbmapwfvgx" data-azat-pid="gbj1p514qu" id="gbj1p514qu" data-azb="az_section" data-azat-style="margin-top:20px;margin-bottom:20px;"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-section" style="margin-bottom:60px;" data-az-id="gbeubujc7a" data-azat-pid="gbiawn5a3f" id="gbiawn5a3f" data-azb="az_section" data-azat-style="margin-bottom:60px;"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-section glazed-shadow-3" style="margin-left:-5%;margin-right:-5%;padding-top:20px;padding-bottom:20px;padding-left:5%;padding-right:5%;" data-az-id="gb4omtow7t" data-azat-pid="gbkhn42wnv" id="gbkhn42wnv" data-azb="az_section" data-azat-style="margin-left:-5%;margin-right:-5%;padding-top:20px;padding-bottom:20px;padding-left:5%;padding-right:5%;" data-azat-shadow="3"><div class="az-ctnr container" data-azcnt="true"><div class="az-element az-text" style="" id="gbv2k2kt1z"><h3 style="text-align: center;"><span style="color:#03989e;">D&eacute;couvrez le palmar&egrave;s de l'&eacute;dition pr&eacute;c&eacute;dente 2025/2026 de la 37&egrave;me &eacute;dition du Concours International des M&eacute;moires de l'&Eacute;conomie et de la Finance !</span></h3><p style="text-align: justify;"><br></p></div><div class="az-element az-button text-center hover-style-gbu5gagu33" id="gbf31rlxcu"><a href="https://professionsfinancieres.com/palmares-37eme-concours" type="button" class="az-button-content btn stpe-borderbutton glazed-util-border-black glazed-util-color-black glazed-util-hover-border-black glazed-util-hover-color-white glazed-util-hover-background-black glazed-shadow-hover-2" style="margin-top:20px;margin-bottom:20px;color:#ffffff;border-color:#e27304;background-color:#e27304;" target="_blank">Palmar&egrave;s du 37&egrave;me concours</a></div></div></div></div></div><div class="az-element az-text" style="" id="gbddtl5lge"><h2 style="text-align: center;"><span style="color:#03989e;">Les &eacute;coles et universit&eacute;s ayant particip&eacute;<br>&agrave; la pr&eacute;c&eacute;dente &eacute;dition (37CIMEF)</span></h2></div><div class="az-element az-image text-center" id="gbifln6kts"><img class="az-image-content " src="https://professionsfinancieres.com/sites/professionsfinancieres.com/file... alt="" title="" style="margin-top: 20px; margin-bottom: 20px; width: 70%;"></div></div></div><style><!-- .hover-style-gbc43p81g0:hover .az-button-content { color:#ffffff !important;border-color:#03989e !important;background-color:#03989e !important;} --></style><style><!-- .hover-style-gb0jxgjvxp:hover .az-button-content { color:#ffffff !important;border-color:#d36b04 !important;background-color:#d36b04 !important;} --></style><style><!-- .hover-style-gb6s1yt7xp:hover .az-button-content { color:#ffffff !important;border-color:#03989e !important;background-color:#03989e !important;} --></style><style><!-- .hover-style-gbu5gagu33:hover .az-button-content { color:#ffffff !important;border-color:#03989e !important;background-color:#03989e !important;} --></style>

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